Vortex Release Version (March 29, 2026)

Enhanced Vortex settlement file generation by introducing a Surcharge Addenda record for Visa, MasterCard, and Discover transactions when a surcharge amount is present, ensuring correct formatting, accurate calculations, and proper placement without impacting American Express processing.
Improved SMS void and reversal handling by validating issuer responses before approving a void, ensuring declined void attempts retain the original sale in the batch instead of being incorrectly marked as successful.
Enforced single-capture behavior for SMS PIN debit transactions by preventing multi-capture and partial capture through APIs, ensuring the first completed sale is treated as the final capture.
Restricted unsupported transaction adjustments for SMS rails by blocking their creation across all relevant systems and returning a standardized not allowed response when attempted.
Corrected American Express Point of Sale Addenda handling to properly reflect card-not-present transactions, ensuring alignment with authorization message values.
Fixed MasterCard refund processing to correctly populate addenda indicators when additional records are present, ensuring compliance with specification requirements.
Resolved multiple MasterCard settlement issues by correcting POS Card Input Mode mapping and fixing date offset errors to ensure accurate settlement file data.
Updated MasterCard Purchase Record formatting to correctly populate default values for freight and duty amounts when no data is provided, ensuring compliance with required field lengths.
Enhanced MasterCard settlement file support for TapTrans specifications by expanding unit measure code length and adjusting field positions while maintaining validation compliance.
Corrected MasterCard Point of Sale Addenda values to ensure accurate handling of credential-on-file transactions, recurring indicators, and card presence flags.
Updated routing group configuration by modifying field values to align with routing priority settings.
Ensured tax-exempt data is correctly passed in transaction payloads when provided, improving accuracy for B2B processing.
Fixed missing discount indicators and amounts in Visa Purchase Card Addenda records, ensuring accurate representation of discounted transactions.
Resolved multiple issues in sale completion processing by ensuring correct authorization amount usage, proper addenda generation, accurate funding source mapping, and correct sequencing of settlement data.
Fixed missing MasterCard POS 7 Addenda records in sale completions, ensuring correct population of transaction linkage identifiers.
Added automated chargeback notification emails for Canadian merchants, sending messages in French for Quebec and in English for other provinces, including accurate details and a defined documentation deadline.

Impact

These updates improve settlement accuracy, strengthen compliance with card network specifications, and enhance transaction processing reliability across SMS and Vortex systems. They also ensure better handling of edge cases, more accurate reporting, and improved communication with merchants regarding chargebacks.